5 thoughts on “The platform has invested 8,000 yuan, and the 3 -day full withdrawal platform must pay the insurance filing. Is there any thing? The so -called document below is the so -called document.”
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Unbelievable, if you don't want to let your hard -earned money drifting, you will be old -fashioned. Don't be confused by high interest. Remember that people want your principal!
The expansion information:
1. Insurance reserve refers to the insurer to ensure that it has performed insurance compensation or payment obligations, in accordance with the government's relevant laws or business needs, the premium income or surplus shall be extracted from the surplus. A certain amount of funds corresponding to insurance liability. In order to ensure the normal operation of the insurance company and protect the interests of the insured, countries generally stipulate that insurance companies should pay the insurance reserve for insurance companies in the form of insurance legislation to ensure that insurance companies have the ability to pay corresponding to their insurance business scale.
2. Insurance reserves refers to a fund reserved from the insurance premiums or assets that the insurer should bear in the future. The insurance reserves are mainly the following: total reserves, unsuitable liability reserves, unsatisfactory compensation reserves, re -insurance reserves, etc. In order to ensure the normal operation of the insurance company and protect the interests of the insured, countries generally stipulate that insurance companies should pay the insurance reserve for insurance companies in the form of insurance legislation to ensure that insurance companies have the ability to pay corresponding to their insurance business scale.
3. Total reserve total reserve or freedom reserve is used to meet the risk loss of liability reserves with the above part of the above part. It was extracted from the pre -tax profit of the insurance company. The total reserve is the insurer's withdrawal from a certain proportion of the profit and accumulated year by year to make up for the money to make up for the losses when it should be cope with the huge compensation.
4. Setting the total reserve is not only the need to maintain the stability of the insured business business and organize economic compensation, but also the inevitable result of the imbalance between the annual disaster and the extraordinary accidents.
5. The calculation method for extraction of the total reserves is: total reserves = profit realized that year-income tax that year-adjustment tax-profit reserved reserve reserve not expires , A reserve system for unsuitable insurance policy. The reason why this kind of capital is preparation is because the annual insurance business is inconsistent with the accounting year. For example, the policyholder paid a year of insurance premiums on October 1, 2009. The three months of which belonged to the 2009 accounting year, and the remaining 9 months belonged to the next accounting year.
6. This insurance policy continues to be effective in the first nine months of the next accounting year. Therefore, the corresponding part of the insurance premiums of the year should be deposited as the insurance premium income of the next year as the source of the payment of the insurance policy. According to my country's insurance actuarial regulations: the reserve of the unable to expire at the end of the accounting year shall be extracted at 50%of the self -reserved premiums in this accounting year. The reserve of the unsuitable liability shall be calculated and extracted at one time at the accounting year. The extracted calculation method is the annual average estimated algorithm, the quarterly average estimated algorithm, and the monthly average estimation algorithm.
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